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Sunshine, great food and good company - Christmas can be one of the best times of year.
Organising celebrations or shopping for presents can also be stressful, but it doesn't have to be.
Go in with a plan and stick to it - planning Christmas around your budget rather than the other way around!
It's the best way to stay on track.
It's all about knowing what you're buying, how much you're spending and why.
Know what you're looking for? Find the best deals by researching prices online and get the most out of your gifting dollars.
Whether it’s baking, crafting or knitting - or even homemade vouchers for babysitting or gardening - the personal touch never goes out of style.
Once you’ve made it through, look towards the next Christmas and start early to spread the costs!
Sorted © 2018, Commission for Financial Capability.